A few months ago, my wife gave birth to our daughter. She has entered our world and filled us with love, but she has also turned our lives completely upside down. Our lives have changed from one day to the…
Thinking
Lately, I have considered what’s up with all the gift giving in our society. We give gifts in holiday seasons. We give gifts on birthdays. We give gifts at weddings. We give gifts at parties. Sometimes we even give gifts…
My wife and I have long discussed whether we should stay in the big city or move to a small town in the future. There are many aspects to consider – both financial and non-financial – and there are pros…
Geographic arbitrage (or geoarbitrage) is a topic highly relevant to people like me who want to make their dollar last longer. Arbitrage is a concept I first encountered as a business student. Arbitrage means taking advantage of different prices. Back…
If you are a frequent reader of this blog, you will know I am on a journey towards financial independence in six years from now at age 33. I know so many people who are unaware of the possibility of…
In 1930, John M. Keynes predicted we would work 15 hours per week in 2030. Nearly a decade more wise, we all know this hasn’t happened yet. However, the most interesting thing about his prediction is the reason behind. Keynes…
Have you decided to start a personal finance blog? Or are you still just thinking about it? Amazing! It is a lot of fun and hard work. I started this blog in 2016 and have learned a ton since, so…
Lately I have been thinking quite a lot about the FIRE movement. A movement I consider myself lucky to have found and proud to be part of. I love FIRE and everything it stands for. I believe taking charge of…
Everybody agrees mostly about what financial independence is (although with some differences), but the term ‘early retirement’ doesn’t really have the same similar use in the personal finance sphere. Personally, I have never felt ‘retire early’ is the right way…
The personal finance community (and increasingly everyone else) write a lot about financial independence and early retirement (FIRE). We often take the concepts’ meaning for granted. But what is actually the definition of financial independence? What do we really mean…