Thinking

If you are a frequent reader of this blog, you will know I am on a journey towards financial independence in six years from now at age 33. I know so many people who are unaware of the possibility of…

In 1930, John M. Keynes predicted we would work 15 hours per week in 2030. Nearly a decade more wise, we all know this hasn’t happened yet. However, the most interesting thing about his prediction is the reason behind. Keynes…

Have you decided to start a personal finance blog? Or are you still just thinking about it? Amazing! It is a lot of fun and hard work. I started this blog in 2016 and have learned a ton since, so…

Lately I have been thinking quite a lot about the FIRE movement. A movement I consider myself lucky to have found and proud to be part of. I love FIRE and everything it stands for. I believe taking charge of…

Everybody agrees mostly about what financial independence is (although with some differences), but the term ‘early retirement’ doesn’t really have the same similar use in the personal finance sphere. Personally, I have never felt ‘retire early’ is the right way…

The personal finance community (and increasingly everyone else) write a lot about financial independence and early retirement (FIRE). We often take the concepts’ meaning for granted. But what is actually the definition of financial independence? What do we really mean…

I have managed to hold on to a little secret in the past few months, but I simply cannot keep it for myself any longer. My wife and I are expecting a baby in June next year and we are…

In recent weeks, you might have noticed I have made small adjustments to the site in the effort to try to monetize it slightly more than previously (e.g. by posting this unbiased review). As this blog slowly starts making an…

If you are following my blog and have read my about me page, you will know that I am blogging under the name of Carl, but it is actually not my real name. Everything else on the blog is 100%…